Water damage and Home Insurance
As a homeowner, it's really important to understand your insurance policy. We get a lot of calls from people who don't know whether or not their insurance companies cover damages caused by water. We never know when a disaster will happen, but it helps to be prepared and knowledgeable. Sometimes, we get heavy rain that causes leaks and flooding. It can even be a frozen pipe that suddenly bursts and creates damage. We have seen it all and there are many ways that water can damage your home. It's important to know what your insurance covers, and it's great to have that information at hand. It will actually make the process easier for you. There's a lot of reconstruction that comes with water damage, and you shouldn't worry about costs. You can reduce the amount of stress by calling your insurance company every six months to go over your policy. They will be more than happy to speak with you, it helps to have an on going relationship with your insurance carrier. We know this because we deal with insurance agents for every job. We have to make sure we do what is necessary and also what's covered. We try to minimize out of pocket expenses for you too!